Privacy Policy
This Privacy Policy outlines our policies and procedures regarding the collection, use, and disclosure of your information when you use our service. It also explains your privacy rights and how the law protects you.
We use your personal data to provide and improve our service. By using the service, you agree to the collection and use of information in accordance with this Privacy Policy.
Interpretation and Definitions
Interpretation
Words with capitalized initial letters have meanings as defined below. These definitions apply equally whether the terms appear in singular or plural form.
Definitions
For the purposes of this Privacy Policy:
Account: A unique account created for you to access our Service or parts of our Service.
Company: Referred to as either “the Company”, “We”, “Us” or “Our” in this Agreement, refers to GSP Meta Solution, No 27-2, Jalan Radin Bagus 3 Bandar Baru Sri Petaling, 57000 Kuala Lumpur.
Cookies: Small files placed on your computer, mobile device, or any other device by a website, containing details of your browsing history on that website among its many uses.
Country: Refers to Malaysia.
Device: Any device that can access the Service, such as a computer, cellphone, or digital tablet.
Personal Data: Any information that relates to an identified or identifiable individual.
Service: Refers to the Website.
Service Provider: Any natural or legal person who processes data on behalf of the Company. This refers to third-party companies or individuals employed by the Company to facilitate the Service, provide the Service on behalf of the Company, perform services related to the Service, or assist the Company in analyzing how the Service is used.
Usage Data: Data collected automatically, either generated by the use of the Service or from the Service infrastructure itself (for example, the duration of a page visit).
Website: Refers to Intelligent Consultancy, accessible from www.gspmetasolution.com.my.
You: The individual accessing or using the Service, or the company, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.
Collecting and Using Your Personal Data
Personal Data
While using our Service, we may ask you to provide certain personally identifiable information that can be used to contact or identify you. This information may include, but is not limited to:
- First name and last name
- Phone number
- Usage Data
Usage Data
Usage Data is collected automatically when using the Service. This data may include information such as your device’s Internet Protocol (IP) address, browser type, browser version, the pages of our Service that you visit, the time and date of your visit, the time spent on those pages, unique device identifiers, and other diagnostic data.
When you access the Service through a mobile device, we may collect additional information automatically, including, but not limited to, the type of mobile device you use, your mobile device’s unique ID, the IP address of your mobile device, your mobile operating system, the type of mobile Internet browser you use, unique device identifiers, and other diagnostic data.
We may also collect information that your browser sends whenever you visit our Service or when you access the Service through a mobile device.
Tracking Technologies and Cookies
We use Cookies and similar tracking technologies to track the activity on Our Service and store certain information. Tracking technologies used are beacons, tags, and scripts to collect and track information and to improve and analyze Our Service. The technologies We use may include:
- Cookies or Browser Cookies: A cookie is a small file placed on your device. You can set your browser to refuse all cookies or to alert you when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some parts of our Service. Unless you have adjusted your browser settings to refuse cookies, our Service may use cookies.
- Web Beacons: Certain sections of our Service and our emails may contain small electronic files known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs). These allow the Company to count users who have visited those pages or opened an email, as well as gather other related website statistics, such as recording the popularity of a certain section and verifying system and server integrity.
Cookies can be categorized as “Persistent” or “Session” Cookies. Persistent Cookies remain on your personal computer or mobile device even after you go offline, while Session Cookies are deleted as soon as you close your web browser.
We use both types of cookies for the purposes outlined below:
- Necessary / Essential Cookies
Type: Session Cookies
Administered by: Us
Purpose: These cookies are crucial for providing the services available on the Website and enabling certain features. They help authenticate users and prevent fraudulent use of accounts. Without these cookies, the requested services cannot be provided, and we use them solely for delivering these services.
- Cookies Policy / Notice Acceptance Cookies
Type: Persistent Cookies
Administered by: Us
Purpose: These cookies identify whether users have accepted the use of cookies on the Website.
- Functionality Cookies
Type: Persistent Cookies
Administered by: Us
Purpose: These cookies remember your choices when using the Website, such as login details or language preferences. They aim to provide a more personalized experience and prevent you from having to re-enter your preferences each time you visit the Website.
For more details about the cookies we use and your options regarding them, please refer to our Cookies Policy or the Cookies section of our Privacy Policy.
Use of Your Personal Data
The Company may use your Personal Data for the following purposes:
To Provide and Maintain Our Service: This includes monitoring how the Service is used.
To Manage Your Account: This involves handling your registration as a user of the Service. The Personal Data you provide enables access to various features available to registered users.
For the Performance of a Contract: This includes the development, compliance, and execution of purchase contracts for products, items, or services you have bought, as well as any other agreements with us through the Service.
To Contact You: We may use email, phone calls, SMS, or other electronic communication methods, including push notifications, to provide updates or information related to the functionalities, products, or services, including security updates when necessary.
To Provide You with News and Offers: We may send you information about similar goods, services, and events that we offer, unless you have opted out of receiving such updates.
To Manage Your Requests: This involves addressing and managing your requests to us.
For Business Transfers: Your information may be used to evaluate or execute a merger, acquisition, restructuring, dissolution, or any transfer of our assets, including in bankruptcy or liquidation proceedings, where your Personal Data may be among the assets transferred.
For Other Purposes: This includes data analysis, identifying usage trends, evaluating promotional effectiveness, and improving our Service, products, services, and marketing efforts.
We may share your personal information in the following situations:
With Service Providers: We may share information with third parties to monitor and analyze Service usage, or to contact you.
For Business Transfers: Your information may be shared or transferred in connection with or during negotiations of any merger, asset sale, financing, or acquisition.
With Affiliates: We may share information with our affiliates, who are required to adhere to this Privacy Policy. Affiliates include our parent company and any subsidiaries, joint venture partners, or other entities under common control.
With Business Partners: We may share your information with business partners to offer products, services, or promotions.
With Other Users: When you share personal information or interact in public areas, it may be visible to all users and could be publicly distributed.
With Your Consent: We may disclose your information for any other purpose with your consent.
Retention of Your Personal Data
The Company will retain your Personal Data only as long as necessary to fulfill the purposes outlined in this Privacy Policy. We may also retain and use your Personal Data to comply with legal obligations, resolve disputes, and enforce our legal agreements and policies.
Additionally, the Company will retain Usage Data for internal analysis. This data is typically kept for a shorter duration, unless it is needed to enhance security, improve Service functionality, or comply with legal requirements for extended retention periods.
Transfer of Your Personal Data
Your information, including Personal Data, is processed at the Company’s operating offices and other locations where processing parties are based. This means your information may be transferred to and stored on servers located outside your state, country, or jurisdiction, where data protection laws may differ from those in your location.
By consenting to this Privacy Policy and submitting your information, you agree to such transfers.
The Company will take all reasonable steps to ensure your data is handled securely and in accordance with this Privacy Policy. We will not transfer your Personal Data to any organization or country unless adequate controls are in place to protect your data and personal information.
Delete Your Personal Data
You have the right to delete or request assistance in deleting the Personal Data we have collected about you.
Our Service may allow you to delete certain information directly within the Service.
You can update, amend, or delete your information at any time by signing in to your Account, if you have one, and accessing the account settings section for managing your personal information. Alternatively, you may contact us to request access to, correction of, or deletion of any personal information you have provided.
Please note that we may need to retain certain information if required by law or for legitimate purposes.
Disclosure of Your Personal Data
Business Transactions
If the Company undergoes a merger, acquisition, or asset sale, your Personal Data may be transferred. We will notify you before your Personal Data is transferred and subject to a different Privacy Policy.
Law Enforcement
In certain situations, the Company may be required to disclose your Personal Data by law or in response to valid requests from public authorities (e.g., a court or government agency).
Other Legal Requirements
The Company may disclose your Personal Data in good faith when necessary to:
- Comply with a legal obligation
- Protect and defend the rights or property of the Company
- Prevent or investigate possible wrongdoing related to the Service
- Safeguard the personal safety of Service users or the public
- Protect against legal liability
Security of Your Personal Data
The security of your Personal Data is important to us. However, please remember that no method of transmission over the Internet or electronic storage is completely secure. While we strive to use commercially acceptable measures to protect your Personal Data, we cannot guarantee absolute security.
Children's Privacy
Our Service is not intended for anyone under the age of 13. We do not knowingly collect personally identifiable information from individuals under 13. If you are a parent or guardian and are aware that your child has provided us with Personal Data, please contact us. If we discover that we have collected Personal Data from someone under 13 without parental consent, we will take steps to remove that information from our servers.
If consent is required as a legal basis for processing your information and your country mandates parental consent, we may require your parent’s consent before collecting and using that information.
Links to Other Websites
Our Service may include links to websites operated by third parties. If you click on a third-party link, you will be directed to that site. We strongly recommend reviewing the Privacy Policy of every site you visit.
We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.
Changes to this Privacy Policy
We may update our Privacy Policy periodically. Any changes will be posted on this page, and you will be notified of the updates.
We recommend reviewing this Privacy Policy regularly to stay informed of any changes. Changes take effect as soon as they are posted on this page.
Contact Us
If you have any questions about this Privacy Policy, you can contact us at: enquiry@gspmetasolution.com.my
We specialize in a range of financial consultancy services in Malaysia, including debt consolidation, business loans, and SME business loans.
Disclaimer
GSP Meta Solution is a financial consultancy firm. We do not provide loans directly; they are provided by the bank or your selected loan issuer. Our services are dedicated to assisting you with the loan application process.
Contact Number
(+6) 03-9055 9445
Address
No 27-2, Jalan Radin Bagus 3 Bandar Baru Sri Petaling, 57000 Kuala Lumpur
enquiry@gspmetasolution.com.my
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