Our Services
Your goals are our Priority
We combine expertise, a proven track record, and a personalized approach to ensure your loan application process is seamless and efficient.
Financial Advisory Services for Bank Loans
Financial Advisory
Offer expert guidance to individuals and businesses seeking to optimize their financial health.
Personal Financing
Provide different options based on the borrower’s credit profile and financial situation.
Mortgage Loan
Provides tailored financial options for individuals seeking to purchase or refinance real estate.
Peer to Peer Lending
Connects borrowers directly with individual lenders through online platforms.
SME / Business Loan
Come with competitive interest rates, flexible repayment terms, and accessible eligibility criteria
Debt Consolidation
Control over their finances and work towards becoming debt-free more efficiently.
AKPK
Offering personalized financial advice and tailored solutions for debt restructuring.
Credit Card
Provide an efficient way to manage expenses while offering added financial flexibility to cardholders.
Letter of Support
Increase your financial credibility rating and boost your chances of securing contracts.
Our FAQs
General Question
Whether you’re looking to understand the best loan options, create a strategy for managing your finances, or seek guidance on improving your credit score, we provide personalized advice tailored to your specific needs and goals. Feel free to reach out with any inquiries, and we’ll be happy to assist you in navigating your financial journey.
Our company policy prohibits collecting any processing or upfront fees from customers.
If someone asks for fees before the loan is fully disbursed to your account, they are not affiliated with our company and are likely scammers.
We have assisted thousands of customers in securing bank loan approvals. As a bank loan advisor, we do not provide loans directly from our company.
GSP Meta Solution offers consultations on various bank loans, including personal, business, mortgage, and debt consolidation loans. We help you secure the best loan based on your profile.
Our telemarketer will assist you in obtaining a CTOS report.
Our consultant will collect additional documents from you and proceed with the discussion.
We will submit applications only to banks in Malaysia.
We will handle the approval process and securing the loan.
Please note that we will not request any upfront payment.
For both personal and mortgage loans, applicants must have at least six months of credit card usage or a bank loan facility. Additionally, applicants should not have any delayed payments for two consecutive months, be blacklisted, or be under the AKPK program, unless their basic salary (excluding overtime, allowances, and commissions) is RM3,000 or more.
For business loans, applicants must have at least one year of business registration with SSM (Suruhanjaya Syarikat Malaysia).
We can assist with applications to all banks in Malaysia, as well as legal non-bank institutions and platforms, such as AEON and P2P financing platforms. Please note, we do not provide loans directly from our company.
Many customers apply for a personal loan to consolidate multiple debts into one with a lower interest rate or to access cash. We also assist those who are blacklisted or under AKPK in improving their credit records and securing a bank loan.
A business loan is crucial for growth, helping improve cash flow, expand operations, and prepare for challenges. As loan requirements evolve, we stay informed about the latest updates and can assist you in securing the right business loan.
Applying for a mortgage loan enables you to purchase a new home, either for personal use or investment. It also allows you to refinance an existing loan, potentially accessing extra cash for personal or business needs, or consolidating high-interest debts to reduce monthly commitments.
To simplify the process, we request only the minimal documents required by the banks.
For employees, the basic documents typically needed are a 3-month payslip and a 2-year EPF statement. Some banks may also request a 3-month bank statement, a staff verification letter, or an existing loan facility statement.
For self-employed individuals, the basic requirement is a 6-month company bank statement. Additional documents, such as 2 years of income tax returns, audit reports, or photos of the premises, may be requested by some banks.
Certainly. We will start by checking a CTOS report to identify the reasons for the rejection and address any issues. We can then assist with applications to all banks in Malaysia, depending on your profile.
For personal and mortgage loans, approval typically takes 3-7 days, though some banks may respond within 3 days and others within 2 weeks. Business loans may take a bit longer.
Let us help you check your CTOS report for free to expedite the application process.
How We Works
THE CONSULTATION PROCESS
INITIAL CONSULTATION
During your initial inquiry or consultation, we will collect relevant financial data such as income, expenses, existing debts, and credit score (CCRIS report) at no cost. We’ll also discuss your loan needs, financial goals, and current financial situation. We will assess your loan eligibility and borrowing capacity.
APPLICATION PROCESS
Once you decide, we will assist in preparing all necessary documentation for your loan application. We will communicate with the financial institution on your behalf to ensure a smooth application process and promptly inform you of your loan approval status.
LOAN APPROVAL
After approval, we will review the final terms to ensure they match the initial offer before you sign the agreement. If market conditions change or your financial situation improves, we can advise you on potential refinancing options. We remain available for ongoing advice and services.
Banking Partner
We create a tailored financial plan that best suits your needs by collaborating with top experts across the financial industry.
WHY USE OUR SERVICES?
We operate with integrity, offering transparent advice with no hidden motives or undisclosed affiliations.
We stay current with the latest policies to ensure you understand them fully and can make informed choices.
We provide strategies to improve credit scores, manage debt, and optimize financial health.
We offer in-depth insights into loan processes, requirements, and terms that others may overlook.
We will guide you through each step, ensuring all documentation is accurate and increasing your chances of approval.
We identify potential hurdles in your loan application and provide solutions to ensure approval.
We specialize in a range of financial consultancy services in Malaysia, including debt consolidation, business loans, and SME business loans.
Disclaimer
GSP Meta Solution is a financial consultancy firm. We do not provide loans directly; they are provided by the bank or your selected loan issuer. Our services are dedicated to assisting you with the loan application process.
Contact Number
(+6) 03-9055 9445
Address
No 27-2, Jalan Radin Bagus 3 Bandar Baru Sri Petaling, 57000 Kuala Lumpur
enquiry@gspmetasolution.com.my
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